House: Year Two!

Another clip show episode - we’ve now been in the house two years! Let’s see what from the todo list got done:

The switchboard was upgraded, the spa’s gone (not quite finished, the pavers out there are not level, but the hole is gone completely), and I tried, and ultimately decided I hated, the idea of a standing desk.

The hot water heater decided it was done waiting for us to decide to replace it, and took matters into its own hands. We replaced all the ceiling fans in the house that we intend to keep with fancy DC fans with internet-of-shit controllers on them.

Lastly we began, but didn’t quite finish the process of removing the bar. The expensive trade work is done, I’ve been meaning to see about getting someone to do the plaster work, but I’ll likely just give up and do it myself.

What’s left on the todo list?

And as per last year’s episode, the financial bits: our refinance is in-flight (fingers-crossed it settles in the next week or two). The valuation came up with it increasing in value nearly 10%, which combined with our previous equity and the payments (not helped by the interest rates rising a lot) means we now own approximately 30% of the whole thing.

We’re not completely at the point where we can relax (frankly that won’t happen for quite some years yet). I would be happier if more of our LVR reduction came from us paying it off and less from the house increasing (completely okay if the value of it goes sideways for 30 years at this point), but we’re down into the happy LVR territory where banks don’t turn their nose up at you anymore so I’m calling that a win.

Horsham, VIC, Australia fwaggle

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Horsham, VIC, Australia

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